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Personal Application 1Personal Details2Finance3Submit Applying for finance with National Direct Finance is easy. The application process should only take about five minutes.Application TypePlease select the type of loan you want to apply for:Asset type*Select OneCar FinanceMotorbike FinanceTruck FinanceOther FinanceSalespersonSelect OneRaf ProtacioRoman CaticMichael JohnstonDavid ZuegnSuzanne JohnstonMike WeirMatt BrisbaneOtherJoint ApplicationsWhere I am applying on behalf of a number of applicants, I confirm that I have informed them of the information contained in this application and any links, and that the applicants have asked me to give all consents on their behalf.Number of applicants*Select One121st IndividualTitleSelect OneMrMrsMsDrFirst Name* Middle Name Last Name* Date of Birth* DD slash MM slash YYYY GenderSelect OneOtherMaleFemaleMarital Status*Select OneSingleMarriedDefactoSeperatedDivorcedWidowedDrivers licence number* Licence State*Select OneACTNSWNTQLDSATASWAVICDependants* Who do you bank with?* 2nd IndividualTitleSelect OneMrMrsMsDrFirst Name* Middle Name Last Name* Date of Birth* DD slash MM slash YYYY GenderSelect OneOtherMaleFemleMarital Status*Select OneSingleMarriedDefactoSeperatedDivorcedWidowedDrivers licence number* Licence State*Select OneACTNSWNTQLDSATASWAVICDependants* Who do you bank with?* Contact DetailsEmail* Mobile* Home Phone Work Phone Current Residential AddressResidential status* Fully owned (no mortgage, name on title) Owned (with mortgage, name on title) Renting (name on lease) Living rent free (e.g. with parents or partner) Boarding (name not on lease) Unit number Street number* Street name* Street type* City, town or suburb* State*Select OneACTNSWNTQLDSATASWAVICPostcode* Time at address*Select One0-6 months6-11 months1 Year2 Years3 Years4 Years5 Years6 Years7 Years8 Years9 Years10 Years or moreDoes the second applicant have a different current residential address?* No Yes Second Applicant Current Residential AddressResidential status* Fully owned (no mortgage, name on title) Owned (with mortgage, name on title) Renting (name on lease) Living rent free (e.g. with parents or partner) Boarding (name not on lease) Unit number Street number* Street name* Street type* City, town or suburb* State*Select OneACTNSWNTQLDSATASWAVICPostcode* Time at address*Select One0-6 months6-12 months1 Year2 Years3 Years4 Years5 Years6 Years7 Years8 Years9 Years10 Years or morePrevious Residential AddressUnit number Street number* Street name* Street Type* City, town or suburb* State*Select OneACTNSWNTQLDSATASWAVICPostcode* Time at address*Select One1 Year2 Years3 Years4 Years5 Years6 Years7 Years8 Years9 Years10 Years or moreSecond Applicant Previous Residential AddressUnit number Street number* Street name* Street type* City, town or suburb* State*Select OneACTNSWNTQLDSATASWAVICPostcode* Time at address*Select One0-6 months6-12 months1 Year2 Years3 Years4 Years5 Years6 Years7 Years8 Years9 Years10 Years or moreEmploymentEmployment type* Full Time Part Time Casual Self Employed Retired Employer name* Industry type* Telephone* Job title* Gross annual income ($)*Time employed*Select One1 Year2 Years3 Years4 Years5 Years6 Years7 Years8 Years9 Years10 Years or morePrevious EmploymentEmployment type* Full Time Part Time Casual Self Employed Retired Employer name* Industry type* Telephone* Job title* Gross annual income ($)*Time employed*Select One1 Year2 Years3 Years4 Years5 Years6 Years7 Years8 Years9 Years10 Years or moreSecond Applicant EmploymentEmployment type* Full Time Part Time Casual Self Employed Retired Employer name* Industry type* Telephone* Job title* Gross annual income ($)*Time employed*Select One1 Year2 Years3 Years4 Years5 Years6 Years7 Years8 Years9 Years10 Years or moreSecond Applicant Previous EmploymentEmployment type* Full Time Part Time Casual Self Employed Retired Employer name* Industry type* Telephone* Job title* Gross annual income ($)*Time employed*Select One1 Year2 Years3 Years4 Years5 Years6 Years7 Years8 Years9 Years10 Years or moreMonthly IncomeApplicant Regular Net IncomeNet overtime/bonuses per monthRental IncomeCentrelink BenefitsChild Support ReceivedFamily Benefit PaymentsOther IncomeOther income detailsTotal IncomeMonthly ExpensesMortgage/RentWho is your mortgage with? Second Mortgage/InvestmentUtilitiesMedical/life, motor, home insuranceExisting Loans PaymentsCredit Card PaymentsNumber of Credit CardsGroceriesPersonal & MedicalEntertainmentChild-related CostsOther ExpensesThis CommitmentTotal ExpensesMonthly SurplusTotal SurplusSecond Applicant Monthly IncomeApplicant Regular Net IncomeNet overtime/bonuses per monthRental IncomeCentrelink BenefitsChild Support ReceivedFamily Benefit PaymentsOther IncomeOther income detailsTotal IncomeSecond Applicant Monthly ExpensesMortgage/RentWho is your mortgage with? Second Mortgage/InvestmentUtilitiesMedical/life, motor, home insuranceExisting Loans PaymentsCredit Card PaymentsNumber of Credit CardsGroceriesPersonal & MedicalEntertainmentChild-related CostsOther ExpensesThis CommitmentTotal ExpensesSecond Applicant Monthly SurplusTotal SurplusAdditionalAdditional CommentsHave you ever been declared bankrupt or insolvent?*Select OneYesNoAre you aware of any adverse information that should be reported by the credit reporting agency?*Select OneYesNoAre you currently meeting your existing financial commitments without hardship?*Select OneYesNoHave you had difficulties meeting your debt commitments in the past 2 years?*Select OneYesNoDo you anticipate any material change to your financial situation over the next 5 years?*Select OneYesNoPersonal AssetsCash on hand/bankPrincipal place of residenceInvestment propertyMotor vehiclesPlant and equipmentFurniture and fittingsSuperannuationOther assetOther assetOther assetOther assetTotal assetsPersonal LiabilitiesBank overdraftHome mortgageOther property mortgageCredit card limitIncome tax dueOther liabilityOther liabilityOther liabilityOther liabilityTotal liabilitiesNet AssetsNet assetsSecond Applicant Personal AssetsCash on hand/bankPrincipal place of residenceInvestment propertyMotor vehiclesPlant and equipmentFurniture and fittingsSuperannuationOther assetOther assetOther assetOther assetTotal assetsSecond Applicant Personal LiabilitiesBank overdraftHome mortgageOther property mortgageCredit card limitIncome tax dueOther liabilityOther liabilityOther liabilityOther liabilityTotal liabilitiesSecond Applicant Net AssetsNet Assets Finance DetailsDo you know what type of finance you require?* Yes No Which type of loan* Commercial Hire Purchase Chattel Mortgage Finance Lease Novated Lease Consumer Loan Personal Lease Loan amount ($)*Loan term*Select One1 Year2 Years3 Years4 Years5 Years6 Years7 YearsResidual/Balloon (%)*Select One0.0010.0020.0030.0040.00OtherResidual/Balloon ($)Vehicle DetailsIs the vehicle...* New Used Demo Unsure Build year*201620152014201320122011201020092008200720062005200420032002200120001999Vehicle make* Vehicle model TransmissionSelect OneManualAutomaticBody typeCab chassisConvertibleCoupeDual cabHatchbackRoadsterSedanTrayUtilityVanWagonOtherSupplier type Dealer Refinance Private Sale Auction Unsure What we will do after you submit this application: Review the information provided and contact you for any additional requirements Send details of all applicants to a Credit Bureau for a credit history check. Process your application and advise a conditional decision. What we need you to do: Send us your payslips and financial statements. Privacy Authority Agreement Before we can process your application for finance, we need to obtain some information on your personal finances from a credit reporting agency. To obtain this we require to disclose to a credit reporting agency your name, address, the fact you have applied or credit, the amount of credit, and the type of credit applied for. In accordance with the Commonwealth Privacy Act, please confirm that you have permission of all applicants to give and obtain such information to a credit reporting agency. Please review the Privacy Authority Agreement to complete your application At National Direct Finance we are completely committed to keeping your personal information secure and disclosing to you exactly how we collect, use and disclose your information. Please be assured that we place the highest priority on protecting and keeping our customer's personal information secure. We collect, use, and disclose your information to determine your eligibility for credit, and to provide the best customer service in establishing and maintaining your account with us. We also use it to offer new products and services as well as design and develop new ideas to better serve you. In this document: 'I', 'me' and 'my' includes individual borrowers, partners in a partnership and directors of corporate borrowers; 'you', 'your' and 'yours' means National Direct Finance the singular includes the plural; references to legislation include all consolidations, amendments, re-enactments or replacements of any Act or regulation. Continuing Authority – Borrowers and Directors of Corporate Borrowers All consents, acknowledgements and authorities in this Acknowledgement and Consent remain in force to cover this and any other application by me (either by myself or with others – including persons who have not signed this form). It continues for so long as you provide credit to me or my company under any facility. Part 1 - Personal Information Generally Personal Borrowers – Collection, Use and Disclosure of Personal Information I acknowledge that: you collect personal information so that you may provide me with the products and services I request, as well as marketing information on products and services offered by National Direct Finance and its affiliated products/service providers, and external product/service providers for whom they act as agent; if I have given you my e-mail or mobile phone details, marketing information on those products and services may be provided to me electronically; the law can require you to collect personal information, e.g. to identify persons who apply for your products and services; if I provide you with incomplete or inaccurate information, I may not be able to obtain from you the products or services I am seeking; you may be permitted or obliged to disclose information by law, e.g. under court order or statutory notices. I authorise you to communicate my personal information to organisations to whom you outsource certain functions. I acknowledge that your agents are bound by confidentiality arrangements and may only use my personal information for your purposes. Part 2 - Credit Information Acknowledgements and Authorisations I am attending on behalf of a number of applicants or a number of directors of a corporate applicant. I certify that I have the authority of the other applicant/s names in the facility application to consent to you obtaining credit checks on all of the applicants. I also confirm that I will inform each of the other applicants that their personal information may be disclosed to a credit reporting agency. Credit Reporting Agencies ("Agencies") I am a personal borrower or director of a corporate borrower, I authorise you and your agents to give to and receive personal and credit information (including commercial credit information) from Agencies which relate to my application for personal credit or my company's application for commercial credit and which may be used for assessing my application for personal credit or my company's application for commercial credit. Other Credit Providers I am a personal borrower or a director of a corporate borrower, I authorise you to give to and to obtain information about me or my company's personal or commercial credit arrangements and credit providers who are: names in an application of mine (or my company's) to you for credit; agents of yours; names in a personal or commercial credit report (concerning me or my company) issued by an Agency. Part 3 - Verification of Details and Access Verification of Details and Access to Personal Information - All PartiesAgreement* I/We have read and agree to the Privacy Authority Agreement detailed above.
Send us your payslips and financial statements.
Before we can process your application for finance, we need to obtain some information on your personal finances from a credit reporting agency. To obtain this we require to disclose to a credit reporting agency your name, address, the fact you have applied or credit, the amount of credit, and the type of credit applied for.
In accordance with the Commonwealth Privacy Act, please confirm that you have permission of all applicants to give and obtain such information to a credit reporting agency.
Please review the Privacy Authority Agreement to complete your application
At National Direct Finance we are completely committed to keeping your personal information secure and disclosing to you exactly how we collect, use and disclose your information. Please be assured that we place the highest priority on protecting and keeping our customer's personal information secure.
We collect, use, and disclose your information to determine your eligibility for credit, and to provide the best customer service in establishing and maintaining your account with us. We also use it to offer new products and services as well as design and develop new ideas to better serve you.
In this document:
Continuing Authority – Borrowers and Directors of Corporate Borrowers All consents, acknowledgements and authorities in this Acknowledgement and Consent remain in force to cover this and any other application by me (either by myself or with others – including persons who have not signed this form). It continues for so long as you provide credit to me or my company under any facility.
Part 1 - Personal Information Generally Personal Borrowers – Collection, Use and Disclosure of Personal Information
I acknowledge that:
I authorise you to communicate my personal information to organisations to whom you outsource certain functions. I acknowledge that your agents are bound by confidentiality arrangements and may only use my personal information for your purposes.
Part 2 - Credit Information Acknowledgements and Authorisations I am attending on behalf of a number of applicants or a number of directors of a corporate applicant. I certify that I have the authority of the other applicant/s names in the facility application to consent to you obtaining credit checks on all of the applicants. I also confirm that I will inform each of the other applicants that their personal information may be disclosed to a credit reporting agency.
Credit Reporting Agencies ("Agencies") I am a personal borrower or director of a corporate borrower, I authorise you and your agents to give to and receive personal and credit information (including commercial credit information) from Agencies which relate to my application for personal credit or my company's application for commercial credit and which may be used for assessing my application for personal credit or my company's application for commercial credit.
Other Credit Providers I am a personal borrower or a director of a corporate borrower, I authorise you to give to and to obtain information about me or my company's personal or commercial credit arrangements and credit providers who are:
Part 3 - Verification of Details and Access Verification of Details and Access to Personal Information - All Parties
